Is the young generation too risk-averse? Howard Tullman thinks so. Tullman, founder of 1871, a non-profit startup in Chicago, dropped by our studio this week to sit down with co-founder of tastytrade Tom Sosnoff and veteran options trader Tony Battista, for their monthly segment called What I'm Thinking.

During their conversation, Tullman alluded to a fading entrepreneurial spirit, and said that new businesses aren't being created as frequently as they were 40 years ago. He also said that entrepreneurs tend to be in their mid-30s, rather than recent college graduates. According to Tullman, Tom and Tony, recent grads have been schooled in what they call ‘moral purpose’, and are seeking traditional jobs that help them pay off their student loans quickly as well as provide health insurance...instead of taking a leap into the non-corporate unknown.

Watch the full segment here:

Personally, I can see both sides to this argument. On the one hand, recent grads need work experience so they can learn real-life, on-the-job training before embarking on their own venture, so it makes sense they would start in their 30s. But on the other side of that coin, there are so many software programs and online learning tools available in 2015 that you would think more entrepreneurs would be popping up at a younger age. 

What do you think? Do you agree with Tullman, Tom and Tony? Leave a comment below and follow Howard Tullman on Twitter @tullman!